{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-23-000095","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2023-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.079072+00:00","generated_at":"2026-06-12T22:58:22.021574+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Northfield Bancorp Q2 EPS $0.22, down 35% YoY; net interest margin shrinks to 2.34%","bullets":["Diluted EPS $0.22 vs $0.34 in Q2 2022; net income $9.6M, down 40% YoY.","Net interest margin 2.34%, down 29 bps from Q1 2023 and 69 bps YoY; higher funding costs.","Total deposits (ex-brokered) fell $102.5M in Q2; cost of deposits rose to 113 bps from 79 bps.","Loan portfolio grew $32.1M (3.0% annualized); non-performing loans 0.24%, credit quality stable.","Declared $0.13 dividend; repurchased 1.3M shares for $13.3M; 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Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}