{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-23-000111","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2023-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.237318+00:00","generated_at":"2026-06-09T05:50:22.426189+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northfield Q3 EPS $0.19 vs $0.37 a year ago; net interest margin compression slows to 9 bps","bullets":["Net income $8.2M ($0.19 diluted EPS) vs $9.6M ($0.22) in Q2 2023 and $17.0M ($0.37) in Q3 2022.","Net interest margin fell 9 bps to 2.25% (linked quarter), an improvement from 29 bps decline in Q2.","Total deposits (ex-brokered) grew $76M (8.4% annualized) from June 30, 2023.","Net charge-offs $2.9M on small business unsecured C&I loans; non-performing loans/total loans stable at 0.24%.","Declared $0.13/share dividend payable Nov 22, 2023; repurchased 285,588 shares for $3.2M in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-23-000111","json":"https://secwatch.observer/filing/0001493225-23-000111.json","markdown":"https://secwatch.observer/filing/0001493225-23-000111.md","text":"https://secwatch.observer/filing/0001493225-23-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000111/0001493225-23-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000111/nfbk-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T05:50:22.426189+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7bd860ce94221c2faf2c3a2dbfec032923a01084","claim":"Northfield Bancorp, Inc. reported the three months ended September 30, 2023 results: net income $8.2 million, EPS $0.19 per diluted share.","evidence_excerpt":"reported net income of $8.2 million, or $0.19 per diluted share for the three months ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322523000111/0001493225-23-000111-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$0.19 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}