{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-24-000004","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.324256+00:00","generated_at":"2026-06-06T18:16:40.263128+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Northfield Bancorp Q4 EPS $0.19 flat QoQ but down 39% YoY; deposits grow 12% annualized","bullets":["Q4 2023 diluted EPS $0.19 (flat QoQ, down 39% YoY); full-year EPS $0.86 vs $1.32 in 2022.","Net interest margin 2.17%, down 72 bps YoY but only 8 bps decline from Q3 (slower compression).","Total deposits ex-brokered rose ~$110M (12% annualized) from Q3; loan balances declined modestly.","Repurchased 430,521 shares for $4.4M in Q4; $3.1M remaining under authorization.","Declared $0.13 cash dividend payable Feb 21; appointed Rachana Kulkarni to board effective Feb 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-24-000004","json":"https://secwatch.observer/filing/0001493225-24-000004.json","markdown":"https://secwatch.observer/filing/0001493225-24-000004.md","text":"https://secwatch.observer/filing/0001493225-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/nfbk-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:16:40.263128+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"69bc23959a08356fc29cbead8a3048ae7175c6fc","claim":"Northfield Bancorp, Inc. reported quarter ended December 31, 2023 results: net income $8.2 million, EPS $0.19 per diluted share.","evidence_excerpt":"Northfield Bancorp, Inc. (The “Company”) (Nasdaq:NFBK), the holding company for Northfield Bank, reported net income of $8.2 million, or $0.19 per diluted share, for the quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2023"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$0.19 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e294b201296bdf301fc3290d60a423c16945125e","claim":"Northfield Bancorp, Inc. reported year ended December 31, 2023 results: net income $37.7 million, EPS $0.86 per diluted share.","evidence_excerpt":"For the year ended December 31, 2023, net income totaled $37.7 million, or $0.86 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2023"},{"label":"Net income","value":"$37.7 million"},{"label":"EPS","value":"$0.86 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"78ecc6b8a3","claim":"Rachana Kulkarni was appointed as Director at Northfield Bancorp, Inc..","evidence_excerpt":"appointed Rachana Kulkarni to serve on the Boards, effective February 1, 2024","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}