---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-24-000004"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T18:16:40.263128+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q4 EPS $0.19 flat QoQ but down 39% YoY; deposits grow 12% annualized

## Summary
- Q4 2023 diluted EPS $0.19 (flat QoQ, down 39% YoY); full-year EPS $0.86 vs $1.32 in 2022.
- Net interest margin 2.17%, down 72 bps YoY but only 8 bps decline from Q3 (slower compression).
- Total deposits ex-brokered rose ~$110M (12% annualized) from Q3; loan balances declined modestly.
- Repurchased 430,521 shares for $4.4M in Q4; $3.1M remaining under authorization.
- Declared $0.13 cash dividend payable Feb 21; appointed Rachana Kulkarni to board effective Feb 1.

## SEC filing metadata
- accession: 0001493225-24-000004
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/nfbk-20240124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-24-000004
- JSON: https://secwatch.observer/filing/0001493225-24-000004.json
- Plain text: https://secwatch.observer/filing/0001493225-24-000004.txt

## Key facts
- Earnings Releases
  Northfield Bancorp, Inc. reported quarter ended December 31, 2023 results: net income $8.2 million, EPS $0.19 per diluted share.
  - Period: quarter ended December 31, 2023
  - Net income: $8.2 million
  - EPS: $0.19 per diluted share
  - Result: reported results
  source text: Northfield Bancorp, Inc. (The “Company”) (Nasdaq:NFBK), the holding company for Northfield Bank, reported net income of $8.2 million, or $0.19 per diluted share, for the quarter ended December 31, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm
- Earnings Releases
  Northfield Bancorp, Inc. reported year ended December 31, 2023 results: net income $37.7 million, EPS $0.86 per diluted share.
  - Period: year ended December 31, 2023
  - Net income: $37.7 million
  - EPS: $0.86 per diluted share
  - Result: reported results
  source text: For the year ended December 31, 2023, net income totaled $37.7 million, or $0.86 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm
- Executive change
  Rachana Kulkarni was appointed as Director at Northfield Bancorp, Inc..
  - Action: appointed
  - Role: Director
  source text: appointed Rachana Kulkarni to serve on the Boards, effective February 1, 2024
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000004/0001493225-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.