{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-24-000077","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.647142+00:00","generated_at":"2026-06-03T07:53:34.616597+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Northfield Bancorp Q1 net income $6.2M ($0.15 EPS); NIM falls to 2.03%; new $5M buyback","bullets":["Diluted EPS $0.15 vs $0.19 Q4 2023 and $0.26 Q1 2023; net interest income $27.9M, down 20.1% YoY.","Net interest margin 2.03%, down 14 bps from Q4 2023 and 60 bps from Q1 2023; cost of deposits up 28 bps to 2.03%.","Non-performing loans / total loans rose to 0.41% from 0.27% at Dec 31, 2023.","Board declared $0.13/share dividend payable May 22, 2024; approved new $5.0M stock repurchase program.","Company repurchased 252,631 shares for $3.1M in Q1; non-interest expense up $1.4M QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-24-000077","json":"https://secwatch.observer/filing/0001493225-24-000077.json","markdown":"https://secwatch.observer/filing/0001493225-24-000077.md","text":"https://secwatch.observer/filing/0001493225-24-000077.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000077/0001493225-24-000077-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000077/nfbk-20240424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T07:53:34.616597+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"92e14cd0ba5e7c70806da11565f51b31b6b3149a","claim":"Northfield Bancorp, Inc. reported the quarter ended March 31, 2024 results: net income $6.2 million, EPS $0.15 per diluted share.","evidence_excerpt":"Northfield Bancorp, Inc. (the \"Company\") issued a press release announcing its earnings for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000077/0001493225-24-000077-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$6.2 million"},{"label":"EPS","value":"$0.15 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}