{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-24-000130","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.232818+00:00","generated_at":"2026-05-31T16:15:49.696049+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NFBK Q2 earnings miss YoY: EPS $0.14 ($0.22 YoY), net interest margin 2.09%, dividend $0.13","bullets":["Net income $6.0M ($0.14/sh) vs $9.6M ($0.22/sh) in Q2 2023; includes $0.03/sh in severance and option costs.","Net interest income $28.7M (up 2.9% QoQ, down 7.9% YoY); net interest margin 2.09%, up 6 bps from prior quarter.","Cash dividend of $0.13/sh declared, payable Aug 21 to holders of record Aug 7.","Repurchased 988,758 shares for $8.7M during Q2; $6.3M remaining under buyback program.","Workforce reduction implemented; annual estimated pre-tax cost savings of $2.0M; severance expense $683k."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-24-000130","json":"https://secwatch.observer/filing/0001493225-24-000130.json","markdown":"https://secwatch.observer/filing/0001493225-24-000130.md","text":"https://secwatch.observer/filing/0001493225-24-000130.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000130/0001493225-24-000130-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000130/nfbk-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:15:49.696049+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}