---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-24-000130"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:15:49.696049+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# NFBK Q2 earnings miss YoY: EPS $0.14 ($0.22 YoY), net interest margin 2.09%, dividend $0.13

## Summary
- Net income $6.0M ($0.14/sh) vs $9.6M ($0.22/sh) in Q2 2023; includes $0.03/sh in severance and option costs.
- Net interest income $28.7M (up 2.9% QoQ, down 7.9% YoY); net interest margin 2.09%, up 6 bps from prior quarter.
- Cash dividend of $0.13/sh declared, payable Aug 21 to holders of record Aug 7.
- Repurchased 988,758 shares for $8.7M during Q2; $6.3M remaining under buyback program.
- Workforce reduction implemented; annual estimated pre-tax cost savings of $2.0M; severance expense $683k.

## SEC filing metadata
- accession: 0001493225-24-000130
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000130/0001493225-24-000130-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000130/nfbk-20240724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-24-000130
- JSON: https://secwatch.observer/filing/0001493225-24-000130.json
- Plain text: https://secwatch.observer/filing/0001493225-24-000130.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.