{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-24-000144","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.577855+00:00","generated_at":"2026-05-30T10:26:35.894775+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Northfield Bancorp Q3 2024 EPS $0.16, net income $6.5M; NPL ratio rises to 0.75%","bullets":["Diluted EPS of $0.16, up from $0.14 in Q2 2024 but down from $0.19 in Q3 2023.","Net interest margin stable at 2.08%; average cost of interest-bearing liabilities flat at 2.95%.","Non-performing loans to total loans increased to 0.75% from 0.42% at June 30, 2024.","Cash dividend of $0.13 per share declared, payable Nov 20, 2024 to holders of record Nov 6, 2024.","Board approved 2025 Management Cash Incentive Plan; share repurchase program exhausted."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-24-000144","json":"https://secwatch.observer/filing/0001493225-24-000144.json","markdown":"https://secwatch.observer/filing/0001493225-24-000144.md","text":"https://secwatch.observer/filing/0001493225-24-000144.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000144/0001493225-24-000144-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322524000144/nfbk-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:26:35.894775+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}