---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-24-000144"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:26:35.894775+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp Q3 2024 EPS $0.16, net income $6.5M; NPL ratio rises to 0.75%

## Summary
- Diluted EPS of $0.16, up from $0.14 in Q2 2024 but down from $0.19 in Q3 2023.
- Net interest margin stable at 2.08%; average cost of interest-bearing liabilities flat at 2.95%.
- Non-performing loans to total loans increased to 0.75% from 0.42% at June 30, 2024.
- Cash dividend of $0.13 per share declared, payable Nov 20, 2024 to holders of record Nov 6, 2024.
- Board approved 2025 Management Cash Incentive Plan; share repurchase program exhausted.

## SEC filing metadata
- accession: 0001493225-24-000144
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000144/0001493225-24-000144-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322524000144/nfbk-20241023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-24-000144
- JSON: https://secwatch.observer/filing/0001493225-24-000144.json
- Plain text: https://secwatch.observer/filing/0001493225-24-000144.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.