{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-25-000075","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.111655+00:00","generated_at":"2026-05-18T00:58:41.255520+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northfield Bancorp Q2 EPS $0.24, net margin up 48 bps YoY; declares $0.13 dividend","bullets":["Diluted EPS $0.24 vs $0.14 YoY; net income $9.6M vs $6.0M.","Net interest margin 2.57% (+48 bps YoY); net interest income $34.4M (+19.9%).","Credit provision $2.1M vs benefit $618k YoY; NPL/loans improved to 0.36%.","Completed $10M stock repurchase (862k shares); dividend $0.13 payable Aug 20.","Cost of deposits (ex-brokered) down to 1.88%; liquidity strong $800M+."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-25-000075","json":"https://secwatch.observer/filing/0001493225-25-000075.json","markdown":"https://secwatch.observer/filing/0001493225-25-000075.md","text":"https://secwatch.observer/filing/0001493225-25-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322525000075/0001493225-25-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322525000075/nfbk-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:58:41.255520+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}