{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-25-000086","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.521268+00:00","generated_at":"2026-05-17T02:29:32.874422+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"NFBK Q3 2025 EPS $0.27 up 12.5% QoQ, dividend $0.13 declared","bullets":["Diluted EPS $0.27 vs $0.24 Q2 2025 and $0.16 Q3 2024; net income $10.8M.","Net interest income $34.5M, up 22.3% YoY; net interest margin 2.54% vs 2.08%.","Quarterly cash dividend $0.13/share, payable Nov 19, 2025, record Nov 5, 2025.","Non-performing loans to total loans at 0.49% vs 0.36% at June 30, 2025.","Loan balances decreased $20.3M sequentially, led by multifamily; deposits up $32.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-25-000086","json":"https://secwatch.observer/filing/0001493225-25-000086.json","markdown":"https://secwatch.observer/filing/0001493225-25-000086.md","text":"https://secwatch.observer/filing/0001493225-25-000086.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/0001493225-25-000086-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/nfbk-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:29:32.874422+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}