---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-25-000086"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:29:32.874422+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# NFBK Q3 2025 EPS $0.27 up 12.5% QoQ, dividend $0.13 declared

## Summary
- Diluted EPS $0.27 vs $0.24 Q2 2025 and $0.16 Q3 2024; net income $10.8M.
- Net interest income $34.5M, up 22.3% YoY; net interest margin 2.54% vs 2.08%.
- Quarterly cash dividend $0.13/share, payable Nov 19, 2025, record Nov 5, 2025.
- Non-performing loans to total loans at 0.49% vs 0.36% at June 30, 2025.
- Loan balances decreased $20.3M sequentially, led by multifamily; deposits up $32.6M.

## SEC filing metadata
- accession: 0001493225-25-000086
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/0001493225-25-000086-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/nfbk-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-25-000086
- JSON: https://secwatch.observer/filing/0001493225-25-000086.json
- Plain text: https://secwatch.observer/filing/0001493225-25-000086.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.