secwatch.observer — SEC 8-K summary
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Issuer:     Northfield Bancorp, Inc. (NFBK)
CIK:        0001493225
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001493225-25-000086
Event type: earnings
Sentiment:  positive
Materiality: 0.72
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NFBK Q3 2025 EPS $0.27 up 12.5% QoQ, dividend $0.13 declared
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- Diluted EPS $0.27 vs $0.24 Q2 2025 and $0.16 Q3 2024; net income $10.8M.
- Net interest income $34.5M, up 22.3% YoY; net interest margin 2.54% vs 2.08%.
- Quarterly cash dividend $0.13/share, payable Nov 19, 2025, record Nov 5, 2025.
- Non-performing loans to total loans at 0.49% vs 0.36% at June 30, 2025.
- Loan balances decreased $20.3M sequentially, led by multifamily; deposits up $32.6M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/0001493225-25-000086-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1493225/000149322525000086/nfbk-20251022.htm
  HTML page:      https://secwatch.observer/filing/0001493225-25-000086

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer