{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-26-000013","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2026-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.215779+00:00","generated_at":"2026-05-16T05:18:37.993785+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northfield Bancorp reports Q4 net loss of $27.4M due to $41M goodwill impairment; merging with Columbia Financial","bullets":["Agreement to merge with Columbia Financial Inc. (CLBK); further details in joint press release.","Q4 net loss of $27.4M, or $0.69 per share, vs. net income of $11.3M in Q4 2024.","Net interest margin rose to 2.70% from 2.18% YoY; net interest income increased 23.5% to $36.7M.","Goodwill impairment charge of $41.0M ($1.03 per share) entirely eliminated goodwill; no impact on capital.","Cash dividend of $0.13 per share declared, payable Feb 25, 2026 to holders of record Feb 12, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-26-000013","json":"https://secwatch.observer/filing/0001493225-26-000013.json","markdown":"https://secwatch.observer/filing/0001493225-26-000013.md","text":"https://secwatch.observer/filing/0001493225-26-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/0001493225-26-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/nfbk-20260202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:18:37.993785+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}