---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-26-000013"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2026-02-03T23:59:59+00:00"
generated_at: "2026-05-16T05:18:37.993785+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp reports Q4 net loss of $27.4M due to $41M goodwill impairment; merging with Columbia Financial

## Summary
- Agreement to merge with Columbia Financial Inc. (CLBK); further details in joint press release.
- Q4 net loss of $27.4M, or $0.69 per share, vs. net income of $11.3M in Q4 2024.
- Net interest margin rose to 2.70% from 2.18% YoY; net interest income increased 23.5% to $36.7M.
- Goodwill impairment charge of $41.0M ($1.03 per share) entirely eliminated goodwill; no impact on capital.
- Cash dividend of $0.13 per share declared, payable Feb 25, 2026 to holders of record Feb 12, 2026.

## SEC filing metadata
- accession: 0001493225-26-000013
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2026-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/0001493225-26-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/nfbk-20260202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-26-000013
- JSON: https://secwatch.observer/filing/0001493225-26-000013.json
- Plain text: https://secwatch.observer/filing/0001493225-26-000013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.