secwatch.observer — SEC 8-K summary
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Issuer:     Northfield Bancorp, Inc. (NFBK)
CIK:        0001493225
Form:       8-K
Filed at:   2026-02-03T23:59:59+00:00
Accession:  0001493225-26-000013
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Northfield Bancorp reports Q4 net loss of $27.4M due to $41M goodwill impairment; merging with Columbia Financial
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- Agreement to merge with Columbia Financial Inc. (CLBK); further details in joint press release.
- Q4 net loss of $27.4M, or $0.69 per share, vs. net income of $11.3M in Q4 2024.
- Net interest margin rose to 2.70% from 2.18% YoY; net interest income increased 23.5% to $36.7M.
- Goodwill impairment charge of $41.0M ($1.03 per share) entirely eliminated goodwill; no impact on capital.
- Cash dividend of $0.13 per share declared, payable Feb 25, 2026 to holders of record Feb 12, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/0001493225-26-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1493225/000149322526000013/nfbk-20260202.htm
  HTML page:      https://secwatch.observer/filing/0001493225-26-000013

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