{"schema_version":"secwatch.filing_event.v1","accession":"0001493225-26-000047","form_type":"8-K","ticker":"NFBK","cik":"0001493225","company_name":"Northfield Bancorp, Inc.","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.361411+00:00","generated_at":"2026-05-15T05:05:52.398457+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northfield Bancorp reports Q1 net income $11.8M, EPS $0.30; net interest margin expands to 2.76%","bullets":["Diluted EPS $0.30 vs $0.19 YoY; net income $11.8M vs $7.9M; includes $1.7M merger expenses ($0.04/sh)","Net interest income $37.0M (+16.3% YoY); net interest margin 2.76% (+38 bps YoY)","Deposits ex-brokered up $83.3M (+8.4% annualized); loan balances down $48.8M","Cash dividend $0.13/sh declared, payable May 20, 2026 to holders of record May 6","Asset quality: NPLs/total loans 0.56% vs 0.42% linked quarter"],"urls":{"canonical":"https://secwatch.observer/filing/0001493225-26-000047","json":"https://secwatch.observer/filing/0001493225-26-000047.json","markdown":"https://secwatch.observer/filing/0001493225-26-000047.md","text":"https://secwatch.observer/filing/0001493225-26-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/0001493225-26-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/nfbk-20260420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:05:52.398457+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bb19a7d21b74cc9d636f74e584243cdec596e3d6","claim":"Northfield Bancorp, Inc. reported the three months ended March 31, 2026 results: net income $11.8 million, EPS $0.30 per diluted share.","evidence_excerpt":"AS OF MAY 6, 2026. WOODBRIDGE, N.J., APRIL 20, 2026 -- NORTHFIELD BANCORP, INC. (Nasdaq:NFBK) (the “Company”) , the holding company for Northfield Bank, reported net income of $11.8 million, or $0.30 per diluted share, for the three months ended March 31, 2026, compared to a net loss of $27.4 million, or $0.69 per share, for the three months ended December 31, 2025,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/0001493225-26-000047-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Net income","value":"$11.8 million"},{"label":"EPS","value":"$0.30 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}