---
schema_version: "secwatch.filing_event.v1"
accession: "0001493225-26-000047"
form_type: "8-K"
ticker: "NFBK"
cik: "0001493225"
company_name: "Northfield Bancorp, Inc."
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:05:52.398457+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northfield Bancorp reports Q1 net income $11.8M, EPS $0.30; net interest margin expands to 2.76%

## Summary
- Diluted EPS $0.30 vs $0.19 YoY; net income $11.8M vs $7.9M; includes $1.7M merger expenses ($0.04/sh)
- Net interest income $37.0M (+16.3% YoY); net interest margin 2.76% (+38 bps YoY)
- Deposits ex-brokered up $83.3M (+8.4% annualized); loan balances down $48.8M
- Cash dividend $0.13/sh declared, payable May 20, 2026 to holders of record May 6
- Asset quality: NPLs/total loans 0.56% vs 0.42% linked quarter

## SEC filing metadata
- accession: 0001493225-26-000047
- form_type: 8-K
- ticker: NFBK
- cik: 0001493225
- company_name: Northfield Bancorp, Inc.
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/0001493225-26-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/nfbk-20260420.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001493225-26-000047
- JSON: https://secwatch.observer/filing/0001493225-26-000047.json
- Plain text: https://secwatch.observer/filing/0001493225-26-000047.txt

## Key facts
- Earnings Releases
  Northfield Bancorp, Inc. reported the three months ended March 31, 2026 results: net income $11.8 million, EPS $0.30 per diluted share.
  - Period: the three months ended March 31, 2026
  - Net income: $11.8 million
  - EPS: $0.30 per diluted share
  - Result: reported results
  source text: AS OF MAY 6, 2026. WOODBRIDGE, N.J., APRIL 20, 2026 -- NORTHFIELD BANCORP, INC. (Nasdaq:NFBK) (the “Company”) , the holding company for Northfield Bank, reported net income of $11.8 million, or $0.30 per diluted share, for the three months ended March 31, 2026, compared to a net loss of $27.4 million, or $0.69 per share, for the three months ended December 31, 2025,
  evidence_url: https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/0001493225-26-000047-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.