secwatch.observer — SEC 8-K summary
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Issuer:     Northfield Bancorp, Inc. (NFBK)
CIK:        0001493225
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0001493225-26-000047
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Northfield Bancorp reports Q1 net income $11.8M, EPS $0.30; net interest margin expands to 2.76%
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- Diluted EPS $0.30 vs $0.19 YoY; net income $11.8M vs $7.9M; includes $1.7M merger expenses ($0.04/sh)
- Net interest income $37.0M (+16.3% YoY); net interest margin 2.76% (+38 bps YoY)
- Deposits ex-brokered up $83.3M (+8.4% annualized); loan balances down $48.8M
- Cash dividend $0.13/sh declared, payable May 20, 2026 to holders of record May 6
- Asset quality: NPLs/total loans 0.56% vs 0.42% linked quarter

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/0001493225-26-000047-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1493225/000149322526000047/nfbk-20260420.htm
  HTML page:      https://secwatch.observer/filing/0001493225-26-000047

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer