{"schema_version":"secwatch.filing_event.v1","accession":"0001495320-23-000049","form_type":"8-K","ticker":"VRA","cik":"0001495320","company_name":"Vera Bradley, Inc.","filed_at":"2023-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.086824+00:00","generated_at":"2026-06-12T01:38:19.236734+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Vera Bradley amends credit facility: maturity extended to 2028, SOFR replaces LIBOR, up to $50M accordion added","bullets":["Maturity extended to May 2028; Creative Genius, LLC added as a borrower.","Borrowers may increase aggregate principal by up to $50.0 million via accordion feature.","Commitment fee set at 0.20% or 0.30% based on average quarterly utilization.","CB Floating Rate = greater of prime or 2.50%; term borrowings switch from LIBOR to adjusted Term SOFR + 0.10%.","Fixed charge coverage ratio ≥1.00x triggered when availability < ~$9.4M or 12.5% of borrowing base."],"urls":{"canonical":"https://secwatch.observer/filing/0001495320-23-000049","json":"https://secwatch.observer/filing/0001495320-23-000049.json","markdown":"https://secwatch.observer/filing/0001495320-23-000049.md","text":"https://secwatch.observer/filing/0001495320-23-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1495320/000149532023000049/0001495320-23-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1495320/000149532023000049/vra-20230803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T01:38:19.236734+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ff1699718fd2ed3e5c51f8a0d9122cc39e8c0c41","claim":"Vera Bradley, Inc. amended Third Amendment with JP Morgan Chase Bank, N.A., as the administrative agent, and lenders from time to time party thereto (effective 2023-08-03).","evidence_excerpt":"On August 3, 2023, certain subsidiaries of Vera Bradley, Inc. (the “Company”), JP Morgan Chase Bank, N.A., as the administrative agent, and lenders from time to time party thereto, entered into a Third Amendment (the “Third Amendment”) to the asset based revolving Credit Agreement (as amended, the “Credit Agreement”) dated September 7, 2018.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1495320/000149532023000049/0001495320-23-000049-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"JP Morgan Chase Bank, N.A., as the administrative agent, and lenders from time to time party thereto"},{"label":"Effective","value":"2023-08-03"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}