---
schema_version: "secwatch.filing_event.v1"
accession: "0001498547-26-000002"
form_type: "8-K"
ticker: "CMRF"
cik: "0001498547"
company_name: "CIM REAL ESTATE FINANCE TRUST, INC."
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T02:59:38.402411+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CIM Real Estate Finance Trust extends $300M credit facility to 2029, lowers rate margin to 2.10%

## Summary
- Revolving period end date extended from Feb 10, 2026 to Feb 6, 2029.
- Interest rate margin reduced from 2.875% to 2.10% over SOFR.
- Termination date set at earlier of 2 years after revolving end or default.
- U.S. Bank National Association removed as document custodian.
- Facility size remains $300M.

## SEC filing metadata
- accession: 0001498547-26-000002
- form_type: 8-K
- ticker: CMRF
- cik: 0001498547
- company_name: CIM REAL ESTATE FINANCE TRUST, INC.
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1498547/000149854726000002/0001498547-26-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1498547/000149854726000002/cmft-20260206.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001498547-26-000002
- JSON: https://secwatch.observer/filing/0001498547-26-000002.json
- Plain text: https://secwatch.observer/filing/0001498547-26-000002.txt

## Source-grounded claims
- claim_id: e7e34a745bc960c463b30a63a79f9671f793f60e
  claim: CIM REAL ESTATE FINANCE TRUST, INC. amended revolving credit with Ally Bank, as administrative agent at SOFR plus an applicable rate of 2.10% per annum maturing two years after the revolving period end date.
  evidence_excerpt: The Second Amendment, among other things, extends the scheduled revolving period end date from February 10, 2026 to February 6, 2029 and extends the termination date to be the earlier of (i) the date that is two years after the revolving period end date or (ii) the date of the declaration of the termination date or the date of the automatic occurrence of the termination date upon the occurrence and continuation of an event of default. Additionally, the Second Amendment amends the interest rate under the Loan and Security Agreement from the Secured Overnight Financing Rate ("SOFR") for the relevant interest period plus an applicable rate of 2.875% (and an additional 2.00% per annum following an event of default) to an interest rate of SOFR plus an applicable rate of 2.10% per annum (and an additional 2.00% per annum following an event of default).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1498547/000149854726000002/0001498547-26-000002-index.htm
- claim_id: 6b9e7e0cf145cac757ddce7e3f731ce572ca23ea
  claim: CIM REAL ESTATE FINANCE TRUST, INC. amended Second Amendment to the Loan and Security Agreement with Ally Bank (effective 2026-02-06).
  evidence_excerpt: On February 6, 2026 (the “Closing Date”), CMFT CL Lending Sub AB, LLC (the “Borrower”), an indirect wholly owned subsidiary of CIM Real Estate Finance Trust, Inc. (the “Company”), entered into that certain Second Amendment to the Loan and Security Agreement (the “Second Amendment”) with each of the lenders from time to time party thereto (the “Lenders”), Ally Bank (the “Bank”), as administrative agent and arranger (the “Administrative Agent”), and U.S. Bank Trust Company, National Association, as the collateral custodian (the “Collateral Custodian”), which amended the revolving loan and security agreement by and between the Borrower, Administrative Agent, Collateral Custodian, U.S. Bank National Association, as the document custodian, and Lenders, dated as of February 10, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1498547/000149854726000002/0001498547-26-000002-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
