{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-22-000003","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2022-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.778041+00:00","generated_at":"2026-06-27T16:48:16.914609+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BankUnited Q4 EPS $1.41 vs $0.89 YoY; loans ex-PPP grow $1B; NIM 2.44%","bullets":["Net income $125.3M ($1.41 diluted EPS) vs $85.7M ($0.89) in Q4 2020; FY2021 net income $415.0M ($4.52) vs $197.9M ($2.06).","Total loans ex-PPP grew $1.0B in Q4; net interest margin expanded 11bp to 2.44% (tax-equiv); deposits up $1.3B.","Non-interest expense $187.9M includes $44.8M loss on hedge discontinuance and $6.8M special employee bonus; non-interest income $45.6M includes $18.2M gain on loan sale.","Non-performing loans declined to 0.87% from 1.21% prior quarter; allowance for credit losses $126.5M (0.53% of loans).","Repurchased 4.4M shares for $181.8M at $41.45 avg; book value per share $35.47, tangible book $34.56."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-22-000003","json":"https://secwatch.observer/filing/0001504008-22-000003.json","markdown":"https://secwatch.observer/filing/0001504008-22-000003.md","text":"https://secwatch.observer/filing/0001504008-22-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400822000003/0001504008-22-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400822000003/bku-20220120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:48:16.914609+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}