{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-22-000034","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2022-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.895437+00:00","generated_at":"2026-06-23T02:16:52.150166+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BankUnited Q3 net income $87.9M, EPS $1.12; net interest margin expands to 2.76%","bullets":["Net income $87.9M ($1.12 diluted EPS) vs $65.8M ($0.82) prior Q and $86.9M ($0.94) year ago.","Net interest margin (tax-equivalent) 2.76%, up from 2.63% prior Q; net interest income $235.8M.","Provision for credit losses $3.7M vs $24.0M prior Q; ACL unchanged at 0.54% of loans.","Loans ex-PPP grew $186M; deposits declined $1.1B, non-interest bearing down $851M.","Board authorized $150M share repurchase; 0.3M shares bought for $10.8M in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-22-000034","json":"https://secwatch.observer/filing/0001504008-22-000034.json","markdown":"https://secwatch.observer/filing/0001504008-22-000034.md","text":"https://secwatch.observer/filing/0001504008-22-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400822000034/0001504008-22-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400822000034/bku-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:16:52.150166+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}