---
schema_version: "secwatch.filing_event.v1"
accession: "0001504008-22-000034"
form_type: "8-K"
ticker: "BKU"
cik: "0001504008"
company_name: "BankUnited, Inc."
filed_at: "2022-10-20T23:59:59+00:00"
generated_at: "2026-06-23T02:16:52.150166+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BankUnited Q3 net income $87.9M, EPS $1.12; net interest margin expands to 2.76%

## Summary
- Net income $87.9M ($1.12 diluted EPS) vs $65.8M ($0.82) prior Q and $86.9M ($0.94) year ago.
- Net interest margin (tax-equivalent) 2.76%, up from 2.63% prior Q; net interest income $235.8M.
- Provision for credit losses $3.7M vs $24.0M prior Q; ACL unchanged at 0.54% of loans.
- Loans ex-PPP grew $186M; deposits declined $1.1B, non-interest bearing down $851M.
- Board authorized $150M share repurchase; 0.3M shares bought for $10.8M in Q3.

## SEC filing metadata
- accession: 0001504008-22-000034
- form_type: 8-K
- ticker: BKU
- cik: 0001504008
- company_name: BankUnited, Inc.
- filed_at: 2022-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1504008/000150400822000034/0001504008-22-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1504008/000150400822000034/bku-20221020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001504008-22-000034
- JSON: https://secwatch.observer/filing/0001504008-22-000034.json
- Plain text: https://secwatch.observer/filing/0001504008-22-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.