{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-23-000027","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.126532+00:00","generated_at":"2026-06-13T03:05:32.095220+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BankUnited Q2 net income $58M, EPS $0.78; NIM compressed to 2.47%","bullets":["Net income of $58.0M ($0.78 diluted EPS) vs $52.9M ($0.70) Q1 2023 and $65.8M ($0.82) Q2 2022.","Net interest income $213.9M, down $14M QoQ and $11.5M YoY; tax-equivalent NIM declined to 2.47%.","Total deposits grew $116M, with non-interest bearing deposits down $62M; FHLB advances cut by $1.6B.","Provision for credit losses $15.5M, up from $19.8M Q1 2023; ACL coverage ratio rose to 0.68% from 0.64%."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-23-000027","json":"https://secwatch.observer/filing/0001504008-23-000027.json","markdown":"https://secwatch.observer/filing/0001504008-23-000027.md","text":"https://secwatch.observer/filing/0001504008-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400823000027/0001504008-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400823000027/bku-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:05:32.095220+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6cd2c8fe71171cba17ab06793bdfe466caed6281","claim":"BankUnited, Inc. reported the quarter ended June 30, 2023 results: net income $58.0 million, EPS $0.78 per diluted share.","evidence_excerpt":"For the quarter ended June 30, 2023, the Company reported net income of $58.0 million, or $0.78 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1504008/000150400823000027/0001504008-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$58.0 million"},{"label":"EPS","value":"$0.78 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b8d01ebad471158d7c86cf61bc51a89776e5bf7f","claim":"BankUnited, Inc. reported the six months ended June 30, 2023 results: net income $110.9 million, EPS $1.48 per diluted share.","evidence_excerpt":"For the six months ended June 30, 2023, the Company reported net income of $110.9 million or $1.48 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1504008/000150400823000027/0001504008-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$110.9 million"},{"label":"EPS","value":"$1.48 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}