{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-24-000011","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.712523+00:00","generated_at":"2026-06-03T21:38:53.611276+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BankUnited Q1 net income $48M ($0.64 EPS), dividend raised 7% to $0.29","bullets":["Net income $48.0M ($0.64 diluted EPS) vs $20.8M ($0.27) in Q4 2023 and $52.9M ($0.70) year ago.","Net interest margin stable at 2.57% (tax-equivalent); net interest income $214.9M, down $2.3M sequentially.","Non-interest bearing deposits grew $404M, total deposits up $489M; wholesale funding down $1.4B.","Annualized net charge-off ratio 0.02%; ACL to loans 0.90% (up from 0.82% in Q4); NPA ratio 0.34%.","Common dividend increased to $0.29/share (7% rise); tangible book value per share $34.27."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-24-000011","json":"https://secwatch.observer/filing/0001504008-24-000011.json","markdown":"https://secwatch.observer/filing/0001504008-24-000011.md","text":"https://secwatch.observer/filing/0001504008-24-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400824000011/0001504008-24-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400824000011/bku-20240417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:38:53.611276+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e800bf071b861eb738bb70dadd92b4f13c3c1782","claim":"BankUnited, Inc. reported the quarter ended March 31, 2024 results: net income $48.0 million, EPS $0.64 per diluted share.","evidence_excerpt":"On April 17, 2024, BankUnited, Inc. (the “Company”) reported its results for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1504008/000150400824000011/0001504008-24-000011-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$48.0 million"},{"label":"EPS","value":"$0.64 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}