{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-24-000019","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.282690+00:00","generated_at":"2026-05-31T19:37:57.027377+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BankUnited Q2 net income $53.7M ($0.72 EPS); NIM expands to 2.72% but NPAs rise on office exposure","bullets":["EPS $0.72 (diluted) vs $0.64 prior quarter and $0.78 year-ago; net income $53.7M.","Net interest margin (tax-equiv) expanded 15bps to 2.72%; average cost of deposits declined 9bps to 3.09%.","Non-interest bearing deposits grew $826M; total deposits up $736M; wholesale funding down $1.2B.","Core C&I and CRE loans grew $589M; residential loans declined $212M; total loans up $402M.","NPAs increased to $176M ($50M office exposure) from $118.9M; ACL ratio 0.92%."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-24-000019","json":"https://secwatch.observer/filing/0001504008-24-000019.json","markdown":"https://secwatch.observer/filing/0001504008-24-000019.md","text":"https://secwatch.observer/filing/0001504008-24-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400824000019/0001504008-24-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400824000019/bku-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:37:57.027377+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}