{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-25-000009","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.514851+00:00","generated_at":"2026-05-23T04:55:25.856438+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BankUnited Q1 net income $58.5M ($0.78 EPS); dividend raised 7% to $0.31","bullets":["Net income of $58.5M ($0.78 diluted EPS) vs $69.3M ($0.91) in Q4 2024 and $48.0M ($0.64) a year ago.","Net interest margin declined to 2.81% from 2.84% QoQ; net interest income fell $6.1M to $233.1M.","Dividend increased 7% to $0.31 per share; book value per share rose to $38.51, tangible BV $37.48.","Non-interest bearing demand deposits grew $453M (5.9%) to 29% of total deposits; wholesale funding down $1.1B.","Provision for credit losses $15.1M, up from $11.0M; net charge-off ratio annualized 0.33% for Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-25-000009","json":"https://secwatch.observer/filing/0001504008-25-000009.json","markdown":"https://secwatch.observer/filing/0001504008-25-000009.md","text":"https://secwatch.observer/filing/0001504008-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400825000009/0001504008-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400825000009/bku-20250428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:55:25.856438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}