---
schema_version: "secwatch.filing_event.v1"
accession: "0001504008-25-000009"
form_type: "8-K"
ticker: "BKU"
cik: "0001504008"
company_name: "BankUnited, Inc."
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T04:55:25.856438+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BankUnited Q1 net income $58.5M ($0.78 EPS); dividend raised 7% to $0.31

## Summary
- Net income of $58.5M ($0.78 diluted EPS) vs $69.3M ($0.91) in Q4 2024 and $48.0M ($0.64) a year ago.
- Net interest margin declined to 2.81% from 2.84% QoQ; net interest income fell $6.1M to $233.1M.
- Dividend increased 7% to $0.31 per share; book value per share rose to $38.51, tangible BV $37.48.
- Non-interest bearing demand deposits grew $453M (5.9%) to 29% of total deposits; wholesale funding down $1.1B.
- Provision for credit losses $15.1M, up from $11.0M; net charge-off ratio annualized 0.33% for Q1.

## SEC filing metadata
- accession: 0001504008-25-000009
- form_type: 8-K
- ticker: BKU
- cik: 0001504008
- company_name: BankUnited, Inc.
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1504008/000150400825000009/0001504008-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1504008/000150400825000009/bku-20250428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001504008-25-000009
- JSON: https://secwatch.observer/filing/0001504008-25-000009.json
- Plain text: https://secwatch.observer/filing/0001504008-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.