secwatch.observer — SEC 8-K summary
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Issuer:     BankUnited, Inc. (BKU)
CIK:        0001504008
Form:       8-K
Filed at:   2025-10-22T23:59:59+00:00
Accession:  0001504008-25-000044
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BankUnited Q3 net income $71.9M, EPS $0.95; NIM expands to 3.00%
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- Net income $71.9M ($0.95 diluted EPS) vs $68.8M ($0.91) prior quarter and $61.5M ($0.81) year ago.
- Net interest margin (tax-equivalent) rose 7 bps to 3.00%; net interest income grew $4.0M QoQ.
- Total loans declined $231M; residential fell $173M, core C&I and CRE down $69M.
- Total deposits flat QoQ; non-interest-bearing demand deposits fell $488M but up $990M YoY.
- Provision for credit losses $11.6M vs $15.7M prior Q; net charge-offs $14.7M (annualized 0.26%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1504008/000150400825000044/0001504008-25-000044-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1504008/000150400825000044/bku-20251022.htm
  HTML page:      https://secwatch.observer/filing/0001504008-25-000044

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer