{"schema_version":"secwatch.filing_event.v1","accession":"0001504008-26-000076","form_type":"8-K","ticker":"BKU","cik":"0001504008","company_name":"BankUnited, Inc.","filed_at":"2026-07-22T10:48:16+00:00","discovered_at":"2026-07-22T10:50:00.244967+00:00","generated_at":"2026-07-22T10:50:08.291876+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BankUnited Q2 net income $70.7M, EPS $0.97; record non-interest-bearing deposits, NPLs down 19% QoQ","bullets":["Net income $70.7M ($0.97 diluted EPS) vs $61.9M ($0.83) in Q1 2026 and $68.8M ($0.91) in Q2 2025.","Record non-interest-bearing demand deposits (NIDDA) up 11% QoQ to $991M; now 34.4% of total deposits.","Non-performing loans down 19% QoQ ($51M) and 40% YoY ($152M); ACL to NPLs coverage ratio improved to 97.14%.","Repurchased ~1.1M shares for $50.1M in Q2.","Net interest margin expanded to 3.06% from 2.99% prior quarter and 2.93% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001504008-26-000076","json":"https://secwatch.observer/filing/0001504008-26-000076.json","markdown":"https://secwatch.observer/filing/0001504008-26-000076.md","text":"https://secwatch.observer/filing/0001504008-26-000076.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1504008/000150400826000076/0001504008-26-000076-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1504008/000150400826000076/bku-20260722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T10:50:08.291876+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}