---
schema_version: "secwatch.filing_event.v1"
accession: "0001504008-26-000076"
form_type: "8-K"
ticker: "BKU"
cik: "0001504008"
company_name: "BankUnited, Inc."
filed_at: "2026-07-22T10:48:16+00:00"
generated_at: "2026-07-22T10:50:08.291876+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BankUnited Q2 net income $70.7M, EPS $0.97; record non-interest-bearing deposits, NPLs down 19% QoQ

## Summary
- Net income $70.7M ($0.97 diluted EPS) vs $61.9M ($0.83) in Q1 2026 and $68.8M ($0.91) in Q2 2025.
- Record non-interest-bearing demand deposits (NIDDA) up 11% QoQ to $991M; now 34.4% of total deposits.
- Non-performing loans down 19% QoQ ($51M) and 40% YoY ($152M); ACL to NPLs coverage ratio improved to 97.14%.
- Repurchased ~1.1M shares for $50.1M in Q2.
- Net interest margin expanded to 3.06% from 2.99% prior quarter and 2.93% a year ago.

## SEC filing metadata
- accession: 0001504008-26-000076
- form_type: 8-K
- ticker: BKU
- cik: 0001504008
- company_name: BankUnited, Inc.
- filed_at: 2026-07-22T10:48:16+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1504008/000150400826000076/0001504008-26-000076-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1504008/000150400826000076/bku-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001504008-26-000076
- JSON: https://secwatch.observer/filing/0001504008-26-000076.json
- Plain text: https://secwatch.observer/filing/0001504008-26-000076.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.