{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-21-000221","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.789229+00:00","generated_at":"2026-06-28T17:26:15.896844+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q3 net income $6.9M record ($0.87 EPS); NIM 3.39%; issues $35M sub notes; ups buyback","bullets":["Net income $6.9M, $0.87 diluted EPS vs $3.0M, $0.38 in Q3 2020; NIM improved to 3.39% from 2.67%.","Loan originations $200M; net loan growth $92M excl. PPP; YTD annualized loan growth 19%.","Tangible book value per share $25.25 vs $22.43 at Dec 2020; ROAE 14.09%, ROAA 1.22%.","Subsequent: issued $35M 3.25% fixed-to-floating sub notes due 2031; repaid $15.5M existing subnotes.","Board declared $0.18/share dividend payable Nov 22; authorized additional 200K shares for repurchase."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-21-000221","json":"https://secwatch.observer/filing/0001505732-21-000221.json","markdown":"https://secwatch.observer/filing/0001505732-21-000221.md","text":"https://secwatch.observer/filing/0001505732-21-000221.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573221000221/0001505732-21-000221-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573221000221/bwfg-20211027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:26:15.896844+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}