---
schema_version: "secwatch.filing_event.v1"
accession: "0001505732-22-000182"
form_type: "8-K"
ticker: "BWFG"
cik: "0001505732"
company_name: "Bankwell Financial Group, Inc."
filed_at: "2022-07-27T23:59:59+00:00"
generated_at: "2026-06-24T08:08:21.574331+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Bankwell Q2 record net income $12.0M, EPS $1.55; operating EPS $1.15; dividend $0.20

## Summary
- Record GAAP net income $12.0M ($1.55 EPS) vs $6.2M ($0.79 EPS) in Q2 2021.
- Revenue $25.0M up 39% YoY; net interest margin 4.01% vs 3.12% prior year.
- Gross loans $2.1B (+8.5% since Dec 2021); deposits $2.0B (-4.3%).
- Operating EPS $1.15 (adjusted for prepayments and reserve releases); ROAA 1.96% (operating 1.45%).
- Board declared $0.20 dividend payable Aug 25 to holders of record Aug 15.

## SEC filing metadata
- accession: 0001505732-22-000182
- form_type: 8-K
- ticker: BWFG
- cik: 0001505732
- company_name: Bankwell Financial Group, Inc.
- filed_at: 2022-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1505732/000150573222000182/0001505732-22-000182-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1505732/000150573222000182/bwfg-20220727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001505732-22-000182
- JSON: https://secwatch.observer/filing/0001505732-22-000182.json
- Plain text: https://secwatch.observer/filing/0001505732-22-000182.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.