{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-22-000224","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.903539+00:00","generated_at":"2026-06-23T00:48:10.528268+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q3 GAAP EPS $1.18, revenue $25M, loans up 21% YTD; declares $0.20 dividend","bullets":["GAAP net income $9.2M ($1.18 diluted EPS) vs $6.9M ($0.87) in Q3 2021; operating EPS $1.08 excluding prepayments.","Revenue $25.0M, up 30% YoY; net interest margin expanded to 4.12% from 3.39%.","Gross loans grew $391.9M (20.7%) YTD to $2.3B; deposits rose to $2.3B.","Tangible book value per share $29.68 (+16.2% YTD); ROAA 1.47%, ROAE 15.73%.","CEO expects interest income up >25% but NII down 10% in 2023 due to deposit costs; quarterly dividend $0.20."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-22-000224","json":"https://secwatch.observer/filing/0001505732-22-000224.json","markdown":"https://secwatch.observer/filing/0001505732-22-000224.md","text":"https://secwatch.observer/filing/0001505732-22-000224.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573222000224/0001505732-22-000224-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573222000224/bwfg-20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:48:10.528268+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}