{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-23-000140","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.140456+00:00","generated_at":"2026-06-16T12:39:02.068761+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q1 net income $10.4M, EPS $1.33; declares $0.20 dividend","bullets":["GAAP net income $10.4M ($1.33 diluted EPS) vs $8.2M ($1.04) YoY, up 27%.","Revenue (net interest income + noninterest income) $27.1M vs $20.5M YoY on loan growth and higher yields.","Gross loans $2.8B (+3.1% from Dec 2022); deposits $2.8B flat; 70.3% FDIC-insured; $1.5B liquidity covers 200% of uninsured deposits.","Net interest margin 3.24% vs 3.30% YoY; guidance reiterated: NII expected down ~10% in FY2023.","Quarterly dividend $0.20/share payable May 23, record May 12; CECL adoption increased ACL-loans by $5.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-23-000140","json":"https://secwatch.observer/filing/0001505732-23-000140.json","markdown":"https://secwatch.observer/filing/0001505732-23-000140.md","text":"https://secwatch.observer/filing/0001505732-23-000140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573223000140/0001505732-23-000140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573223000140/bwfg-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T12:39:02.068761+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dfd4dad19c237bd3653ae95320847b19d3a09461","claim":"Bankwell Financial Group, Inc. reported the quarter ended March 31, 2023 results: revenue $27.1 million, net income $10.4 million, EPS $1.33 per share. Guidance reaffirmed.","evidence_excerpt":"million adjustment to the ACL-Unfunded Commitments. Earnings and Performance Revenues (net interest income plus noninterest income) for the quarter ended March 31, 2023 were $27.1 million, versus $20.5 million for the quarter ended March 31, 2022. The increase in revenues was primarily attributable to an increase in interest and fees on loans due to loan growth","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1505732/000150573223000140/0001505732-23-000140-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Revenue","value":"$27.1 million"},{"label":"Net income","value":"$10.4 million"},{"label":"EPS","value":"$1.33 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}