{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-24-000031","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.374496+00:00","generated_at":"2026-06-06T19:13:55.296688+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Bankwell Q4 GAAP net income $8.5M ($1.09 EPS); full year $36.7M; declares $0.20 dividend","bullets":["Q4 2023 net income $8.5M ($1.09 diluted EPS) vs $8.0M ($1.04) in Q4 2022; revenue $23.4M down from $27.3M.","Full year 2023 net income $36.7M ($4.67 diluted EPS) vs $37.4M ($4.79) in 2022; revenue $99.3M up from $97.8M.","Net interest margin (FTE) fell to 2.81% for Q4 (3.70% prior year) and 2.98% for full year (3.78% prior year).","Tangible book value per share rose to $33.39 from $30.51 at Dec 2022; ROATCE 14.70% for full year.","2024 guidance: low single digit loan growth; NIM to troug in 3Q at ~250-260 bps; noninterest expense $53-54M."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-24-000031","json":"https://secwatch.observer/filing/0001505732-24-000031.json","markdown":"https://secwatch.observer/filing/0001505732-24-000031.md","text":"https://secwatch.observer/filing/0001505732-24-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000031/0001505732-24-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000031/bwfg-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:13:55.296688+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bad5d54124271997f803080e6243e7d3eeb16caf","claim":"Bankwell Financial Group, Inc. reported the year ended 2023 results: net income $36.7 million, EPS $4.67 per share. Guidance reaffirmed.","evidence_excerpt":"For the year ended 2023, net income totaled $36.7 million, or $4.67 per share, versus $37.4 million, or $4.79 per share, for the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000031/0001505732-24-000031-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended 2023"},{"label":"Net income","value":"$36.7 million"},{"label":"EPS","value":"$4.67 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ff38a78b0f58f3363445e083a080578b42c3651a","claim":"Bankwell Financial Group, Inc. reported the fourth quarter of 2023 results: net income $8.5 million, EPS $1.09 per share. Guidance reaffirmed.","evidence_excerpt":"On January 24, 2024 , Bankwell Financial Group, Inc., the holding company for Bankwell Bank, issued a press release describing its results of operations for the period ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000031/0001505732-24-000031-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2023"},{"label":"Net income","value":"$8.5 million"},{"label":"EPS","value":"$1.09 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}