{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-24-000141","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.290380+00:00","generated_at":"2026-05-31T16:53:09.592056+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q2 GAAP EPS $0.14 vs $1.02 YoY; $6.6M specific reserve on commercial credit","bullets":["GAAP net income $1.1M ($0.14 EPS) vs $8.0M ($1.02 EPS) in Q2 2023; PPNR $9.7M vs $12.8M.","Provision for credit losses $8.2M; $6.6M specific reserve on $8.7M commercial credit; remaining exposure $1.7M.","Net interest margin 2.75% (down from 3.07% YoY); loans and deposits each down ~2.3-2.7% from Dec 2023.","Board declared $0.20 per share dividend payable Aug 23, 2024 to record Aug 12.","Repurchased 40,140 shares at weighted avg $24.55 in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-24-000141","json":"https://secwatch.observer/filing/0001505732-24-000141.json","markdown":"https://secwatch.observer/filing/0001505732-24-000141.md","text":"https://secwatch.observer/filing/0001505732-24-000141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000141/0001505732-24-000141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000141/bwfg-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:53:09.592056+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}