{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-24-000217","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.622604+00:00","generated_at":"2026-05-30T09:39:17.129634+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q3 GAAP EPS $0.24, includes $8.2M charge-off; declares $0.20 dividend, new buyback up to 250K shares","bullets":["GAAP net income $1.9M ($0.24 diluted EPS) vs Q2 $1.1M ($0.14); PPNR $9.0M down 7% QoQ.","Recorded $8.2M charge-off on $13.7M office loan participation, a $0.79 drag to EPS.","Net interest margin 2.72% (-6bps from non-performing loan charges and CD fees); brokered deposits down $24.2M.","Board declared $0.20 quarterly dividend payable Nov 22 to holders of record Nov 11; new buyback for up to 250K shares.","$27.1M multifamily NPL has signed sale agreement at par; $42M residential care relationships upgraded in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-24-000217","json":"https://secwatch.observer/filing/0001505732-24-000217.json","markdown":"https://secwatch.observer/filing/0001505732-24-000217.md","text":"https://secwatch.observer/filing/0001505732-24-000217.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000217/0001505732-24-000217-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573224000217/bwfg-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:39:17.129634+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}