{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-25-000084","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.521626+00:00","generated_at":"2026-05-23T08:02:29.634177+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bankwell Q1 net income $6.9M vs $3.0M prior Q; NIM up 21bp; NPAs fall to 0.83%; dividend $0.20","bullets":["GAAP net income of $6.9M ($0.87 diluted EPS) vs $3.0M ($0.37) in Q4 2024.","Net interest margin expanded 21bp to 2.81%; cost of deposits fell 12bp to 3.60%.","Nonperforming assets ratio improved to 0.83% from 1.88% after selling $27.1M NPL and OREO.","SBA gains $442K on $10M originations; added two deposit teams in NYC metro.","Declared $0.20/share dividend payable May 20, 2025 to holders of record May 9, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-25-000084","json":"https://secwatch.observer/filing/0001505732-25-000084.json","markdown":"https://secwatch.observer/filing/0001505732-25-000084.md","text":"https://secwatch.observer/filing/0001505732-25-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573225000084/0001505732-25-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573225000084/bwfg-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:02:29.634177+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}