{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-25-000118","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.159375+00:00","generated_at":"2026-05-18T00:14:50.634123+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bankwell Q2 net income $9.1M ($1.15 EPS); NIM expands to 3.10%, guidance raised","bullets":["GAAP net income $9.1M ($1.15 diluted EPS) vs $6.9M ($0.87) in Q1 2025.","Net interest margin 3.10%, up 29bps linked quarter; cost of deposits improved to 3.40%.","SBA loan sale gains $1.1M in Q2 vs $0.4M in Q1; SBA originations $11.8M.","Updated FY2025 guidance: net interest income $97-98M, noninterest expense $58-59M, noninterest income $7-8M.","Quarterly dividend of $0.20/share declared; payable Aug 22, record Aug 11."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-25-000118","json":"https://secwatch.observer/filing/0001505732-25-000118.json","markdown":"https://secwatch.observer/filing/0001505732-25-000118.md","text":"https://secwatch.observer/filing/0001505732-25-000118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573225000118/0001505732-25-000118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573225000118/bwfg-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:14:50.634123+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}