---
schema_version: "secwatch.filing_event.v1"
accession: "0001505732-25-000118"
form_type: "8-K"
ticker: "BWFG"
cik: "0001505732"
company_name: "Bankwell Financial Group, Inc."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:14:50.634123+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bankwell Q2 net income $9.1M ($1.15 EPS); NIM expands to 3.10%, guidance raised

## Summary
- GAAP net income $9.1M ($1.15 diluted EPS) vs $6.9M ($0.87) in Q1 2025.
- Net interest margin 3.10%, up 29bps linked quarter; cost of deposits improved to 3.40%.
- SBA loan sale gains $1.1M in Q2 vs $0.4M in Q1; SBA originations $11.8M.
- Updated FY2025 guidance: net interest income $97-98M, noninterest expense $58-59M, noninterest income $7-8M.
- Quarterly dividend of $0.20/share declared; payable Aug 22, record Aug 11.

## SEC filing metadata
- accession: 0001505732-25-000118
- form_type: 8-K
- ticker: BWFG
- cik: 0001505732
- company_name: Bankwell Financial Group, Inc.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1505732/000150573225000118/0001505732-25-000118-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1505732/000150573225000118/bwfg-20250728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001505732-25-000118
- JSON: https://secwatch.observer/filing/0001505732-25-000118.json
- Plain text: https://secwatch.observer/filing/0001505732-25-000118.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.