{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-26-000001","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.256566+00:00","generated_at":"2026-05-16T06:24:29.798135+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bankwell Q4 operating EPS $1.36, GAAP EPS $1.15, declares $0.20 dividend, provides 2026 outlook","bullets":["Q4 GAAP net income $9.1M ($1.15 EPS) vs Q3 $10.1M ($1.27); operating net income $10.7M ($1.36 EPS).","One-time income tax expense of $1.5M due to state tax adjustments from expanded footprint.","Board declared $0.20 per share quarterly dividend payable Feb 20, 2026 to shareholders of record Feb 10.","2026 guidance: loan growth 4-5%; NII $111-112M; non-interest income $11-12M; non-interest expense $64-65M; efficiency ratio ~51-53%."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-26-000001","json":"https://secwatch.observer/filing/0001505732-26-000001.json","markdown":"https://secwatch.observer/filing/0001505732-26-000001.md","text":"https://secwatch.observer/filing/0001505732-26-000001.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000001/0001505732-26-000001-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000001/bwfg-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:24:29.798135+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}