{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-26-000068","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.384611+00:00","generated_at":"2026-05-15T04:53:18.288617+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BWFG Q1 net income $11.3M ($1.41 EPS); raises non-interest income guidance","bullets":["GAAP net income $11.3M, diluted EPS $1.41 vs Q4 2025 net income $9.1M, EPS $1.15.","Core deposit growth of $113M sequentially; wholesale ratio improved to 18.1%.","Net interest margin 3.28%, down 12 bps from Q4 2025; loan yields 6.56%.","SBA loan sale gains $2.4M; non-interest income guidance raised to $12-$13M for 2026.","Quarterly dividend $0.20/share declared, payable May 19, 2026 to holders of record May 8."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-26-000068","json":"https://secwatch.observer/filing/0001505732-26-000068.json","markdown":"https://secwatch.observer/filing/0001505732-26-000068.md","text":"https://secwatch.observer/filing/0001505732-26-000068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000068/0001505732-26-000068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000068/bwfg-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:53:18.288617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9a378595c0b36bc595539d51fad5997004fbbe08","claim":"Bankwell Financial Group, Inc. reported first quarter of 2026 results: net income $11.3 million, EPS $1.41 per share. Guidance raised.","evidence_excerpt":"Bankwell Financial Group, Inc. (NASDAQ: BWFG) reported GAAP net income of $11.3 million, or $1.41 per share for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000068/0001505732-26-000068-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$11.3 million"},{"label":"EPS","value":"$1.41 per share"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}