{"schema_version":"secwatch.filing_event.v1","accession":"0001505732-26-000098","form_type":"8-K","ticker":"BWFG","cik":"0001505732","company_name":"Bankwell Financial Group, Inc.","filed_at":"2026-07-23T12:04:10+00:00","discovered_at":"2026-07-23T12:05:00.459097+00:00","generated_at":"2026-07-23T12:05:08.744685+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bankwell Q2 net income $12.4M ($1.52 EPS); raises NII guidance to $115-117M","bullets":["GAAP net income $12.4M ($1.52 EPS) vs $11.3M ($1.41 EPS) in Q1 2026.","Net interest margin expanded 30 bps to 3.58%; net interest income rose to $29.5M from $26.9M.","Core deposits grew $128M; gross loans up $93.1M to $3.0B; wholesale funding reduced.","Updated FY2026 guidance: NII raised to $115-117M, loan growth 5-7%, non-interest expense raised to $65-67M.","Declared $0.20/share dividend payable Aug 21, 2026; efficiency ratio improved to 47.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001505732-26-000098","json":"https://secwatch.observer/filing/0001505732-26-000098.json","markdown":"https://secwatch.observer/filing/0001505732-26-000098.md","text":"https://secwatch.observer/filing/0001505732-26-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000098/0001505732-26-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1505732/000150573226000098/bwfg-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T12:05:08.744685+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}