{"schema_version":"secwatch.filing_event.v1","accession":"0001516912-25-000072","form_type":"8-K","ticker":"OBK","cik":"0001516912","company_name":"Origin Bancorp, Inc.","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.570046+00:00","generated_at":"2026-05-23T08:03:02.371145+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Origin Bancorp Q1 net income $22.4M, EPS $0.71, up 57% QoQ; NIM expands 11bps","bullets":["Net income $22.4M ($0.71 diluted EPS) vs $14.3M ($0.46) in Q4 2024, up 57% linked quarter.","Pre-tax pre-provision earnings $32.0M vs $12.6M linked; ROAA annualized 0.93% vs 0.57%.","NIM-FTE expanded 11bps to 3.44%; net interest income $78.5M, highest in eight quarters.","Redeemed $70M subordinated debentures, expected $2.1M annual interest savings; Optimize Origin targets >1% ROAA run rate by 4Q25.","$3.4M credit loss provision (vs $5.4M benefit linked); NPL ratio 1.07%; past due loans up $30.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0001516912-25-000072","json":"https://secwatch.observer/filing/0001516912-25-000072.json","markdown":"https://secwatch.observer/filing/0001516912-25-000072.md","text":"https://secwatch.observer/filing/0001516912-25-000072.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1516912/000151691225000072/0001516912-25-000072-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1516912/000151691225000072/obnk-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:03:02.371145+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}