{"schema_version":"secwatch.filing_event.v1","accession":"0001516912-26-000008","form_type":"8-K","ticker":"OBK","cik":"0001516912","company_name":"Origin Bancorp, Inc.","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.292584+00:00","generated_at":"2026-05-16T06:58:54.878568+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Origin Bancorp Q4 net income $29.5M ($0.95 EPS); ROAA 1.19% exceeds 1% target","bullets":["Q4 net income $29.5M ($0.95 diluted EPS) vs $8.6M ($0.27) in linked Q3; FY EPS $2.40 vs $2.45.","Net interest income $86.7M, highest ever; NIM-FTE expanded 8 bps to 3.73%.","Total loans $7.67B, up 1.8% linked-quarter; deposits $8.31B, down 0.3% but up 2.3% ex-sale.","Board declares $0.15/share quarterly dividend payable Feb 27, record Feb 13.","ROAA 1.19% exceeds near-term 1.0% target; new target of 1.15%+ by Q4 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001516912-26-000008","json":"https://secwatch.observer/filing/0001516912-26-000008.json","markdown":"https://secwatch.observer/filing/0001516912-26-000008.md","text":"https://secwatch.observer/filing/0001516912-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/0001516912-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/obnk-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:58:54.878568+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}