---
schema_version: "secwatch.filing_event.v1"
accession: "0001516912-26-000008"
form_type: "8-K"
ticker: "OBK"
cik: "0001516912"
company_name: "Origin Bancorp, Inc."
filed_at: "2026-01-28T23:59:59+00:00"
generated_at: "2026-05-16T06:58:54.878568+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Origin Bancorp Q4 net income $29.5M ($0.95 EPS); ROAA 1.19% exceeds 1% target

## Summary
- Q4 net income $29.5M ($0.95 diluted EPS) vs $8.6M ($0.27) in linked Q3; FY EPS $2.40 vs $2.45.
- Net interest income $86.7M, highest ever; NIM-FTE expanded 8 bps to 3.73%.
- Total loans $7.67B, up 1.8% linked-quarter; deposits $8.31B, down 0.3% but up 2.3% ex-sale.
- Board declares $0.15/share quarterly dividend payable Feb 27, record Feb 13.
- ROAA 1.19% exceeds near-term 1.0% target; new target of 1.15%+ by Q4 2026.

## SEC filing metadata
- accession: 0001516912-26-000008
- form_type: 8-K
- ticker: OBK
- cik: 0001516912
- company_name: Origin Bancorp, Inc.
- filed_at: 2026-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/0001516912-26-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/obnk-20260128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001516912-26-000008
- JSON: https://secwatch.observer/filing/0001516912-26-000008.json
- Plain text: https://secwatch.observer/filing/0001516912-26-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.