secwatch.observer — SEC 8-K summary
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Issuer:     Origin Bancorp, Inc. (OBK)
CIK:        0001516912
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001516912-26-000008
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Origin Bancorp Q4 net income $29.5M ($0.95 EPS); ROAA 1.19% exceeds 1% target
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- Q4 net income $29.5M ($0.95 diluted EPS) vs $8.6M ($0.27) in linked Q3; FY EPS $2.40 vs $2.45.
- Net interest income $86.7M, highest ever; NIM-FTE expanded 8 bps to 3.73%.
- Total loans $7.67B, up 1.8% linked-quarter; deposits $8.31B, down 0.3% but up 2.3% ex-sale.
- Board declares $0.15/share quarterly dividend payable Feb 27, record Feb 13.
- ROAA 1.19% exceeds near-term 1.0% target; new target of 1.15%+ by Q4 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/0001516912-26-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1516912/000151691226000008/obnk-20260128.htm
  HTML page:      https://secwatch.observer/filing/0001516912-26-000008

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer