{"schema_version":"secwatch.filing_event.v1","accession":"0001518715-25-000176","form_type":"8-K","ticker":"MCHB","cik":"0001518715","company_name":"Mechanics Bancorp","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.614783+00:00","generated_at":"2026-05-17T01:19:18.507124+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Mechanics Bancorp reports Q3 net income $55.2M after HomeStreet merger","bullets":["Net income $55.2M ($0.25 diluted EPS), up from $42.5M ($0.20) in Q2 2025.","Total assets rose $6.1B to $22.7B; total deposits increased $5.5B to $19.5B.","Completed merger with HomeStreet Bank on September 2, 2025.","CET1 ratio 13.42%, ACL to loans 1.16% after $46.1M provision for credit losses.","Tangible book value per share $7.73; noninterest-bearing deposits $6.7B."],"urls":{"canonical":"https://secwatch.observer/filing/0001518715-25-000176","json":"https://secwatch.observer/filing/0001518715-25-000176.json","markdown":"https://secwatch.observer/filing/0001518715-25-000176.md","text":"https://secwatch.observer/filing/0001518715-25-000176.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1518715/000151871525000176/0001518715-25-000176-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1518715/000151871525000176/hmst-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:19:18.507124+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}